Student Finance – Pay Nothing Upfront
We want to make it as easy as possible for you to gain a top quality qualification
Feel confident about applying and enrolling on a training program to gain a degree qualification. knowing you can pay your fees with Student Finance.
With Student Finance, you will pay nothing upfront. The government will pay your fees, and you will normally start to repay after you’ve graduated and you’re earning more than £21,000. The loan is available regardless of age or income and part of your funding is a Grant that you don’t have to repay at all.
You can apply and enroll on a course with Trainimaster with confidence because:
- You know that you are eligible for a loan and can start your studies without paying anything upfront.
- You can get face-to-face support – we organise your admissions and funding.
Student Finance: what money you can get
New and continuing full-time students need to apply now to prevent any delay to their funding. New part-time students can apply now.
To cover the costs of studying you can apply for:
- a Tuition Fee Loan to cover your tuition fees in FULL
- a Maintenance Loan for living costs like rent (full-time students only)
- a Maintenance Grant if your household income is less than £42,600 (full-time students only)
- scholarships and bursaries from colleges and universities
- extra financial help if you have a disability or children or adults depending on you
Full-time students have to pay back any loans plus interest once you leave your course and start earning more than £21,000 a year. Part-time students who earn over £21,000 a year have to start paying back their loans after four years even if their course hasn’t finished.
If you leave your course early you need to repay a percentage of the Tuition Fee Loan for that year – see ‘Paying back your student loan’ for details.
You don’t have to pay back grants, scholarships or bursaries.
Tuition fees and loans
Tuition fees are the amount universities or colleges charge you each year to study.
From September 2012 UK universities and colleges can charge students from England:
up to £6,750 a year for new part-time students
There are no restrictions on the amount private colleges or universities can charge.
If you start a course before 1 September 2012, you won’t have to pay these higher fees.
Tuition Fee Loan – full-time and part-time students
From 2015/16 you can get a Tuition Fee Loan of up to:
- £6,750 for part-time students whose courses are at least 25 per cent of a full-time course each year (eg. four years part-time instead of one year full-time)
- £6,000 if you study on an approved full-time course at a private university or college
- £4,500 for students on an approved part-time course at a private university or college whose courses are at least 25 per cent of a full-time course each year (eg. four years part-time instead of one year full time)
The Tuition Fee Loan is paid directly to your university or college.
The Tuition Fee Loan may not cover the full cost of your tuition if you’re studying on an approved course at a private university or college.
If you’re an EU student from outside the UK, you can apply for a Tuition Fee Loan if you meet certain conditions.
Loans and grants for living costs
Only full-time students can get Maintenance Loans and Maintenance Grants for their living costs.
The maximum Maintenance Loan for new students starting from 1 September 2012 is:
- £5,500 if you live away from home and study at a university or college outside London
- £7,675 if you live away from home and study at a university or college in London
- £4,375 if you live at home
You can also apply for a Maintenance Grant if your family income is below £42,600. You can get:
- £3,250 if your household income is £25,000 or under
- £50-£3250 if your household income is between £25,000 and £42,600
These loans and grants are paid into your bank account at the start of each term, once you’ve registered on your course.